Pushpinder Puri 
It can seem like a maze, all that retirement planning in Canada. Take the wrong turn and you’re paying more tax than you need to, saving less than you thought, or not receiving benefits that you could have received all along. Two of the most widely recognized tools available to Canadians for use in their … Read more
International students represent an ever-increasing and important part of the social and economic fabric of Canada. They come from around the world for school, but while here, they can deliver much more than tuition payments. They contribute to markets for housing, businesses, employment, and increasingly, to the health insurance market. To understand the economic ramifications … Read more
Canadians rely on credit. Mortgages, car loans, lines of credit, student loans — modern life is powered by borrowing. But with debt comes risk. What if illness, job loss, or sudden disability strikes? The bills don’t stop. That’s where protection products can be important. Thanks for that. Navigating how loan Protection Insurance works in Canada, … Read more
No other decision has as much potential to mould your financial security as the decisions you make with your money. If you need to pay off debt, pay for unexpected expenses, or finance a project, you might consider two options: a Home Equity Line of Credit (HELOC) or a personal loan. Both are widely available … Read more
Insurance prices are going up. Everyone feels it. Families, business owners, young professionals. Premiums go up, budgets tighten, and people ask the same question. How do you keep coverage but still save? That’s the focus here. There are strategies to safeguard your family, save money, and still stay insured. It takes planning. It takes comparing … Read more
When it comes to a Life Insurance Policy in Canada, the reality is that paperwork can be cumbersome. Insurance companies need to know how healthy you are, and many times, the regular forms, questions, and medical tests are not enough. The attending physician statement (APS), a medical report your doctor writes, confirms information before you … Read more
The Changing Landscape Of Homeownership In 2025 The rent-or-buy debate has been raging in Canada for years. By 2025, the debate around this topic will have evolved. As mortgage rates trend lower across the board, the cost of borrowing is falling, and it’s giving pause to first-time buyers, seasoned investors, and those looking to upsize. … Read more
There’s no handbook for mothering, but there are certain questions that every mother seems to ask at some juncture. Among the most frequently asked is: “What allowance should I give my kid?” It sounds simple, but allowance is not just giving out money. It gets at teaching value, setting expectations, and creating financial habits that … Read more
Imagine this: A sudden flood devastates a neighbourhood, but homeowners discover their insurance won’t pay for the damage. Meanwhile, an investor loses money on a risky stock and wishes there were an “investment insurance” to bail them out. These situations highlight a hard truth: not every misfortune in life is insurable. Insurance companies are willing … Read more
You worked your whole life for retirement. Don’t let credit card debt steal it away. Let’s get honest: you spent decades building a future. Clocking in early, staying late, paying bills, raising kids, saving what you could. You’ve earned every bit of peace that retirement is supposed to bring. But now, you’re staring at your … Read more