Finance

Purchasing a home in Canada is typically the largest financial investment a person makes in his or her lifetime. About 35.5 percent of Canadians carry a mortgage as of 2025, and many say they are fighting against the tide when it comes to payments: only about one in three report being able to pay their … Read more

LIMRA and the CLHIA report have shown a surge in high face value Life Insurance among affluent Canadians. Increasingly, people are looking at solutions such as the Immediate Financing Arrangement (IFA) for protection and financial flexibility. With Whole Life Insurance providing guaranteed value, and the cost of Life Insurance on the move upward, the IFA … Read more

No other decision has as much potential to mould your financial security as the decisions you make with your money. If you need to pay off debt, pay for unexpected expenses, or finance a project, you might consider two options: a Home Equity Line of Credit (HELOC) or a personal loan. Both are widely available … Read more

Let’s be honest for a second—how often do we actually think about how our health affects our bank account? Probably not enough. We stress over bills, panic over rent, and daydream about retirement. But here’s the kicker: most of us never stop to connect how our physical and mental well-being can either make or break … Read more

When you are thinking of moving to or working in Canada, it is important to understand the average income when planning your financial future. This not only gives you an outlook on the economic state of the nation but also can help you judge whether your income will fund your way of life. A diversified Canadian economy … Read more

In 2025, many changes are still taking shape in Canadian finances. Technological advances, changing consumer expectations, and global economic influences are reshaping how Canadians invest, save, and manage money. This in-depth analysis discusses six prominent financial trend predictions for 2025 that will significantly affect individuals, businesses, and institutions nationwide. If you look closely, you can find patterns that … Read more

Saving and investment are the two most important personal finance strategies that seem to be at the heart of self-management. While these two words walk together, they have specific goals; these specific goals also bring along a variety of risk, return, and time horizons. If you are planning a sound financial future in Canada, where … Read more

Knowing is very important in managing your money and planning your financial future in Canada. But, when it comes to managing your money and planning for your financial future, it plays a significant role in helping an individual reach his financial goals; their expertise, services, and approaches tend to be very different. Know the differences … Read more