Over the last few years, the cost of living has been one of the major stressors of the Canadian people, and 2026 will be another year where wary optimism will meet financial reality. Nationally, the inflation has subsided to approximately 2.2 percent towards the end of 2025, which is a significant contrast to the significant … Read more
There is a financial pressure point that every generation must confront in Canada. For many Canadians today, the most difficult decision is not between brands, travel plans, or job opportunities, she says — it’s deciding whether to save for a down payment or just concentrate on student debt. With housing costs and loan balances increasing, and the … Read more
Canadian families are living in a world where the financial environment is becoming less and less predictable. Maintaining long-term stability has become more difficult due to high living costs, rising health care costs, and households’ greater indebtedness. There are many families with only one source of income, and even those with good savings still feel … Read more
The Canadian Federal Budget 2026 is going to be a major factor in determining how Canadians will handle their personal finances during the next year. With living costs remaining high and financial burdens still affecting household decisions, the direction of the budget becomes a necessary tool for long-term planning, budgeting, and money management. Any changes … Read more
To raise a child with disabilities changes things in ways that take strong will, adaptability and sound financial planning. For Canadian families, the journey frequently means managing medical appointments, therapy services, specialized equipment and costs that run up and change as kids grow. According to Statistics Canada, families with a child who has disabilities pay much more per … Read more
Canadians are going to face another year where it seems their everyday expenses keep getting heavier. As a result, many families are having a closer look at their tax situation to ease this financial pressure. On top of that, rising costs, changes in income brackets, and ongoing adjustments to credits and deductions make tax planning … Read more
Surprisingly, the most recent data indicate that in Canada, thousands of insurance claims are denied annually because of preventable errors. Life Insurance claims, for example, are generally paid out under most policies, but the denials that do happen can have financial and psychological repercussions for families. Now, as the insurance environment in 2026 takes shape, policyholders will … Read more
For many people in Canada, owning a home is the biggest financial step they will take in their lifetime. A single property is often linked to years of savings, long mortgage terms, and major lifestyle decisions. In this context, insurance for home buyers in Canada is not just a formality. It is a structured way … Read more
With the coming of the fall season, a large number of people living in Canada are reconsidering what truly matters to them in their work and personal lives. The high cost of living, the changing nature of work, and the increased focus on well-being have together changed the way employees perceive compensation. Currently, a paycheque … Read more
Life Insurance continues to be one of the most stable financial products available in Canada for families who seek secure, predictable protection and enduring value. As more and more families look to lifetime transfer strategies, the discussion has shifted to how purchasing Life Insurance for their personal use is different than gifting a policy to another person. … Read more