Pushpinder Puri 
Canada hosted more than 807,000 international students in 2023 — a new pinnacle of globalism. (IRCC report) These students pour billions into the economy, but the financial strains are very real. Being an international student in Canada, learning about the ways to get financial aid for international students in Canada and about clever safeguarding through … Read more
Purchasing a home in Canada is typically the largest financial investment a person makes in his or her lifetime. About 35.5 percent of Canadians carry a mortgage as of 2025, and many say they are fighting against the tide when it comes to payments: only about one in three report being able to pay their … Read more
LIMRA and the CLHIA report have shown a surge in high face value Life Insurance among affluent Canadians. Increasingly, people are looking at solutions such as the Immediate Financing Arrangement (IFA) for protection and financial flexibility. With Whole Life Insurance providing guaranteed value, and the cost of Life Insurance on the move upward, the IFA … Read more
Insurance claims are intimidating for experienced policyholders. Forms, evidence, deadlines, adjusters — it’s overwhelming. It is now 2025, and the Canadian insurance claims process has become increasingly digital, yet more detail-minded. A single mistake or delay can mean thousands of dollars, or even risk not getting approval. This guide will break it all down, step … Read more
It can seem like a maze, all that retirement planning in Canada. Take the wrong turn and you’re paying more tax than you need to, saving less than you thought, or not receiving benefits that you could have received all along. Two of the most widely recognized tools available to Canadians for use in their … Read more
International students represent an ever-increasing and important part of the social and economic fabric of Canada. They come from around the world for school, but while here, they can deliver much more than tuition payments. They contribute to markets for housing, businesses, employment, and increasingly, to the health insurance market. To understand the economic ramifications … Read more
Canadians rely on credit. Mortgages, car loans, lines of credit, student loans — modern life is powered by borrowing. But with debt comes risk. What if illness, job loss, or sudden disability strikes? The bills don’t stop. That’s where protection products can be important. Thanks for that. Navigating how loan Protection Insurance works in Canada, … Read more
No other decision has as much potential to mould your financial security as the decisions you make with your money. If you need to pay off debt, pay for unexpected expenses, or finance a project, you might consider two options: a Home Equity Line of Credit (HELOC) or a personal loan. Both are widely available … Read more
Insurance prices are going up. Everyone feels it. Families, business owners, young professionals. Premiums go up, budgets tighten, and people ask the same question. How do you keep coverage but still save? That’s the focus here. There are strategies to safeguard your family, save money, and still stay insured. It takes planning. It takes comparing … Read more
When it comes to a Life Insurance Policy in Canada, the reality is that paperwork can be cumbersome. Insurance companies need to know how healthy you are, and many times, the regular forms, questions, and medical tests are not enough. The attending physician statement (APS), a medical report your doctor writes, confirms information before you … Read more